PayPal Merchant Account

Step-by-step instructions 

Part 1

1. Visit and click Sign Up. 

2. Select business account and click Next. 

3. Enter your email address and click Next. 

4. Now, create a login ID and Password and enter your business contact information.  

5. Make sure to read the 
user agreementprivacy policy, and electronic communications delivery policy. Then click Agree and Continue. 

6. Next, tell us about your business: Enter your employer ID number or if you’re a sole proprietor, enter your social security number. 

7. Then, enter your website address if you have one and click Continue. 
8. We’ll ask for some additional personal information that will be used to verify your identity. 

9. Once that’s done, we’ll send you an email to verify your information. 

10. Then your account is ready to use. 


Part 2

Linking your bank account (total time: ~5-10 minutes) 
Once you’ve set up your PayPal Business account, the next step is linking a bank account where you can transfer your funds.  
To quickly link your bank account, you’ll need the following pieces of information:  
  • Your PayPal Business account username and password 
  • The name of your bank 
  • The username and password you use for online banking 
  • Bank routing number 
  • Bank account number  
Step-by-step instructions for linking a bank account 

1. Log into your PayPal Business account. 

2. Click Money on the top of the page. 

3. Click Link a new bank. 

4. Select your bank or click Don't see your bank? at the bottom. 

5. Depending on the bank you select, you may have the option to link your bank instantly using your online banking login information.  

6. If the instant option isn't available, just enter your bank account details manually and click Agree and Link. 
If you entered your bank account information manually in step 5 above, PayPal will make 2 small deposits into your bank account within 3 days.  
Once you see the deposits in your bank account, the last step is confirming the deposits. 

1. Log into your PayPal Business account.  

2. Click Money on the top of the page. 

3. Click the bank account you want to confirm, and click Confirm. 

4. Enter the exact amounts of the 2 deposits made to your account. For example, if you receive two deposits of $.05 and $.15, enter .05 and .15 on the screen. 

5. Click Submit. 

Watch how to link and confirm your bank account. 

Part 3

Locating your PayPal Merchant Account ID
Once you have followed the steps above and have setup your account, follow the steps below:
  1. Login to your PP account
  2. Click the Settings icon on the top right
  3. Select “Account Settings”
  4. On the left column, under “Business Profile” click “Business Information”
  5. The PayPal Merchant ID should display